LIBRARY OF PAST NEWS ANNOUNCEMENTS
2024
July 9Heads Up Newsletter – July 2024
April 1Heads Up Newsletter – April 2024
January 8Heads Up Newsletter – January 2024
2023
September 21Lower Participant Account Maintenance Fee
July 1Heads Up Newsletter – July 2023
April 5Heads Up Newsletter – April 2023
January 192023 Summary Plan Descriptions
January 19Heads Up Newsletter – January 2023
2022
October 14Heads Up Newsletter – October 2022
July 6Heads Up Newsletter – July 2022
July 5Market Volatility and Downturn Investment Education
April 27www.dap401k.com new website experience on May 4th, 2022
March 28Inflation, Diversification and the 60/40 portfolio
March 21Heads Up Newsletter April 2022
February 14Lower Fees in the Vanguard Target Date Fund Series
January 27Market Volatility – Archive of Heads Up Newsletters
January 27Heads Up Newsletter – January 2022 Issue
2021
November 16Fidelity Growth Company lower manager fee
November 16Lower Administrative Fee Effective January 1, 2022
November 5Asset Based Fee Credit to Your DAP Account in November 2021
October 25dap401k.com – App for Ipad or Mobile Logon
September 27Heads Up Newsletter October 2021 Issue
July 6Heads Up Newlsetter- July 2021 Issue
May 17Lower Fee Share Class of Vanguard Target Retirement Funds – effective 05.12.2021
April 13Heads Up Newsletter – April 2021 Issue
January 8Heads Up Newsletter – January 2021 Issue
2020
October 14Heads Up Newsletter – October 2020 Issue
September 9Account Information Letter Explanation
August 25DAP Plan Overview Presentation
June 16Heads Up – July 2020 Issue Posted
May 14Heads Up – April 2020 Newsletter Posted
April 14CARES Act Provisions for Distributions and Loans added to the DAP
April 13Required Minimum Distributions – 2020 Suspension
March 20Recent Coronavirus Developments
March 16DAP Market Volatility Center
February 4January 2020 Heads Up Newsletter
2019
November 1Retirement Advisory Services
September 20October 2019 Heads Up Newsletter
July 22July 2019 Heads Up Newsletter
April 29Plan Expense Overview
April 29April 2019 Heads Up Newsletter
February 1Year-End 2018 Heads Up Newsletter
2018
December 10Targeting Risk Tolerance through the DAP Target Risk Funds
December 10Recent Market Volatility (as of November 26, 2018)
December 4Market Closed December 5th – Honoring President George H. W. Bush
October 16October 2018 Heads Up Newsletter
September 4Tier IV- Fidelity Growth Company Mutual Fund Share Split
August 3July 2018 Heads Up Newsletter
June 27New Summary Plan Description for the CommunityAmerica and Tru Home Solutions Employee Group
April 5April 2018 Heads Up Newsletter
April 5Participant Account Maintenance Fee Decrease
April 3Plan Expense Overview
January 19January 2018 Heads Up newsletter
January 7December 31, 2017 Performance Posted
January 2Board Organizational Change
January 2November 30, 2017 Performance Posted
January 2Required Minimum Distributions (RMDs)
2017
November 28October 31, 2017 Performance Posted
November 1September 30, 2017 Performance Posted
October 26October 2017 Heads Up Newsletter
August 25Plan Expense Overview
August 3July 2017 Heads Up Newsletter
June 29Lower Share Class coming August 1st for the Tier IV – Brandes Intl. Small Cap Stock Fund
June 13International Stock Option – Underlying Fund – Lower Fee Share Class
June 2Great News: dap401k.com has been upgraded
May 101Q17 Performance Posted
April 17April Heads Up Newsletter
April 12Target Retirement Funds News
January 23Fidelity Funds Discontinued
January 192016 – A Monumental Year for the DAP
January 9Web Site Additions
2016
October 21The New and Improved Investment Menu
September 8Comprehensive Brochure with New DAP Investment Menu
August 1Your DAP 401(k) Plan’s new view!
June 27Announcement of DAP Enhancements coming October 3, 2016
June 24Market Volatility
May 18New tab on the DAP homepage – DAP Enhancements
May 9Manager Change in the Growth Stock Option
April 25Improved Investment Menu Coming in October
April 25April Heads Up Newsletter
April 20Manager Change in Diversified Small Co. Stock Option
April 20Manager Change in the Value Stock Option
March 4Manager Change in the Value Stock Option
January 26January Heads Up Newsletter
January 7Required Minimum Distributions (RMD)
2015
November 3BUILDING ON OUR STRENGTHS October Heads Up Newsletter
November 3Welcome New Directed Account Plan Board Members
October 20Mercer Investment Consultants on Board – FAQs
September 24Stable Value Option – Rebalance to Target Allocations
September 15Postcard Announcement of More Good News
September 152014 Summary Annual Report (SAR)
August 12Announcement of Mercer as DAP Investment Consultant
August 2Fidelity Fifty Fund merged with Fidelity Focused Stock Fund
July 24DAP FLYING HIGH! July 2015 Heads Up Newsletter Posted
July 17Notifications of Investment Option Changes
June 9DAP – BEST IN CLASS 401(k) ARTICLE
June 8Manager Change in the International Stock Option
April 152015 Best in Class 401(k) awarded to the DAP
April 15Manager Change in the International Stock Option
April 15Change in the Stable Value Option Target Allocation
January 15Account Statements
2014
December 16Customer Service Phone Number
November 21Minimum Required Distributions (2014)
November 17Periodic Payments as a Form of Distribution
October 21DAP Quarterly Account Statement
October 7Your new Website and DAP Service Center Phone Number
September 29Frequently Asked Questions from the DAP participants
September 15Transition Bulletin and Informational Recordings
August 292013 Summary Annual Report
August 29Transition Bulletin Mailing
August 20International Stock Option – change in target allocation
July 17July 2014 Heads Up Newsletter Available
July 1Who is Great-West Financial Brochure
June 13DAP Recordkeeper Changing from Fidelity to Great-West Financial
April 15DAP Board of Directors Welcomes Jim Rich, Former Chief Investment Strategist – IBM Retirement Funds
April 15April 2014 Heads Up newsletter is now available
January 162013 DAP Plan Expense Overview and the January 2014 Heads Up newsletter are now available
2013
December 20Brandes International Small Cap Equity
December 20Broad Run Mid Cap Growth added to the Growth Stock Option
October 11October 2013 – Heads Up newsletter is now available
October 3Investment Education – JP Morgan Guide to the Markets
October 1International Stock Option – BlackRock EAFE Index replaced with BlackRock ACWI Ex-US IMI Index
September 12Manager Change in the International Stock Option
September 12New Lower Expense Share Class for American Century Intl. Growth
September 12Manager Name Change in the Diversified Small Company Stock Option
August 72012 Summary Annual Report
July 16DAP Celebrating 20th Anniversary – Heads Up Newsletter posted
May 2Fidelity BrokerageLink Option Enhancement
April 17April 2013 Heads Up Newsletter is now available
March 7Two New Managers added to the Diversified Small Co. Stock Option
January 15January 2013 Heads Up newsletter is now available online
2012
December 19Update on Growth Stock Option Manager Change
December 7MRD – Minimum Required Distribution (2012)
December 5Manager Change in the Growth Stock Option
December 5Manager Change in the International Stock Opion
October 29Market Closing Due to Hurricane Sandy on East Coast
October 2New Manager in the International Stock Option
August 20Manager Change in the International Stock Option
August 62011 Summary Annual Report
April 17Neuberger Berman Partners has a New Name
March 7Manager Change in the Diversified Small Company Stock Option
January 18Manager Change in the Value Stock Option
January 18Heads Up Newsletter – January 2012
2011
December 22Happy Holidays
December 22Manager Change in the Value Stock Option
December 14MRD – Minimum Required Distribution (2011)
December 8Fidelity Window Enhancement – K Shares and two new funds
December 5Don Phillips Retires from the Directed Account Plan
November 21Age 70 1/2 Required Minimum Distribution
November 21Fidelity Announces Portfolio Manager Appointments
November 7Fidelity Announces Portfolio Manager Appointment
October 27Fidelity Window Option – New K Share Class Announcement
October 27Fidelity Window Option – Two New Investment Options
September 14Growth Stock Option – Rebalanced
August 22The Summary Annual Report has been mailed
June 2The Roth 401(k) is here
2010
January 25Fidelity Announces Portfolio Manager Appointment
2009
December 9Change in Allocation in Diversified Small Company Option
November 16Fidelity Window Change
November 1Fidelity Announces Portfolio Manager Appointments
October 1Manager Change in the Diversified Small Company Option
September 16Recent Changes to the Directed Account Plan
February 12Minimum Required Distribution Q&A, letters to participants concerning MRDs
February 5Fidelity Window Fund News – Fidelity Announces Fund Name Changes
January 21Fidelity news about the suspension of minimum required distributions (MRDs) for 2009
January 8Fidelity Window Fund News – Fidelity Announces Fund Name Changes
2008
November 13Fidelity Window Fund News – Fidelity Japan Smaller Companies Fund
October 9Manager Changes in September
August 14Manager Name Change
June 9Legg Mason Opportunity Fund Terminated
April 24Fidelity Window Fund Re-opens
2007
December 13December Manager Changes
June 7New Manager in the International Stock Option
April 18New Manager in the Value Stock Option
March 15New Manager in the Diversified Small Co. Stock Option
January 5Two New Managers in the Growth Stock Option
2006
August 29Termination of the TCW Select Equities
March 23Things are improving!!
2005
December 29Value Stock Option Changes
December 6Excessive Trading Policy
October 20Value Stock Option Changes
September 1Diversified Small Company Stock Option Changes
April 28Rollover Policy
2004
December 7International and Diversified Small Company Option Changes
May 18Fidelity Disruptive Trading Policy
April 1New Combined Distribution and Installment Form
2003
October 2New Manager in the Growth Stock Option
April 17Manager Change, Manager Name Change, and New Trading Rules
February 242002 Plan Expense Overview
2002
July 1NEW International Investment Managers
April 22Monthly Statement & Summary Plan Description Mailing
April 8Directed Account Plan Update
January 23Directed Account Plan Update
2001
December 12Plan Receives Favorable IRS Determination Letter
September 28STABLE VALUE FUND UPDATE
August 30Termination of 401(k) Plan – October 31, 2001
August 242000 Expense Overview
July 9June Performance Insert and DAP/401(k) Update
June 1Manager Change