Important information for DAP participants taking monthly distributions who are over age 70 1/2 and are required to take an annual MRD. Your last Systematic Withdraw Payment (SWP) for 2012 was distributed on December 14th. All MRD payments were calculated and processed on December 17th. If your Systematic Withdrawal Payments from January to December of 2012 were less than the calculated MRD amount, then Fidelity processed the supplemental distribution on December 17th to meet your MRD. You may logon to www.401k.com to verify your distribution amounts or you can call the service center at 1-877-489-2327 or the Plan Office at 314-739-7373.