Directed Account Plan

TIER I – Target Risk Funds

YTD Performance

Monthly Performance (available 16 business days after month end)

Investment Overview

There are four Target Risk Funds – Income, Conservative, Moderate and Aggressive Target Risk Funds offer the simplicity of a diversified portfolio in a single investment fund. You have the option to select a fund based on your investment risk tolerance. Through this approach, a single target risk fund is designed to provide an efficient, balanced portfolio based on risk tolerances. The Target Risk Fund portfolios are primarily composed of the underlying Tier III – Actively Managed Funds with the target allocations indicated below.

Get a complete portfolio in a single fund

Less risk through broader diversification

A professionally managed asset mix

Automatic rebalancing

INCOME FUND

Target Allocations

65% Stable Value Fund

15% Vanguard Short TIPS Fund (VTAPX)

10% International Stock Fund

10% Large Cap Core Stock Fund

CONSERVATIVE FUND

Target Allocations

40% Stable Value Fund

20% Fixed Income Fund

5% Diversified Inflation Real Return Fund

15% Large Cap Core Stock Fund

5% Small/Mid Cap Core Stock Fund

15% International Stock Fund

MODERATE FUND

Target Allocations

8% Stable Value Fund

24% Fixed Income Fund

10% Diversified Inflation Real Return Fund

25% Large Cap Core Stock Fund

5% Small/Mid Cap Core Stock Fund

28% International Stock Fund

AGGRESIVE FUND

Target Allocations

15% Fixed Income Fund

13% Diversified Inflation Real Return Fund

32% Large Cap Core Stock Fund

5% Small/Mid Cap Core Stock Fund

35% International Stock Fund