The JP Morgan Large Cap Value Fund has been replaced with the JP Morgan Equity Income Fund (ticker – OIERX) on 12/22/11 in the Value Stock Option. In comparing the two funds, JP Morgan Equity Income Fund correlates better with the other funds in the option. It’s performance and yield have historically slightly exceeded that of JP Morgan Large Cap Value. The new target allocation of the Value Stock Option is 20% BlackRock Value Index, 20% Neuberger Berman Partners, 20% T. Rowe Price Value, 15% JP Morgan Equity Income, 15% Goldman Sachs Mid Cap Value Instl. and 10% CGM Focus.