Important information for DAP participants taking monthly distributions who are over age 70 1/2 and are required to take an annual MRD. Fidelity processed your MRD on December 12th. It is important for you to know that if the amount of your MRD distribution was larger than the amount you receive as a monthly distribution, then you will NOT be receiving your monthly distribution for December. If the amount of your MRD distribution was less than the amount you receive as a monthly distribution, then your December monthly distribution will be the difference between the MRD amount and your normal monthly distribution. In both scenerios, you will receive your normal distribution amount in January 2012. You may logon to www.401k.com to verify your distribution amounts or you can call the service center at 1-877-489-2327 ot the Plan Office at 314-739-7373.