The Directed Account Plan Board of Directors has terminated the Neuberger Berman Focus and Legg Mason Special Investment Trust mutual funds. The CGM Focus and Goldman Sachs Mid Value Instl. mutual funds have been added to this option. These funds have a strong track record and management team that the Board believes will enhance this option’s return performance. A rebalancing of the option has resulted in the following target allocation, effective 12/28/05:
| Allocation | ||
| Value Stock Option Managers | Before | Current |
| Neuberger Berman Partenres (nbptx) – terminated | 10% | 0% |
| Legg mason Special Inv. Trust – terminated | 10% | 0% |
| JP Morgan Large cap Value – Commingled Fund | 20% | 20% |
| T. Rowe Price Value (pavlx) | 20% | 15% |
| NEW: CGM Focus (cgmfx) | 0% | 10% |
| NEW: Goldman Sachs Mid Cap Value Instl. (gsmcx) | 0% | 15% |
| BGI Value Index – separately managed | 30% | 20% |
Call The DAP Service Center 1-877-489-2327 for a fact sheet/prospectus on any of the above funds. Click on the funds above to view their fund fact sheet. Call CGM Focus at 1-800 345-4048 or Goldman Sachs at 1-800-526-7384 to request a Prospectus.