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New Manager in the International Stock Option

Thursday, June 7th, 2007

The Royce International Value Fund was added to the International Stock Option this month. This is a new fund with a 12/29/06 inception date. The manager of this fund is very experienced with a proven international small cap value stock picking process. The manager has a solid performance track record. Be sure to visit www.401k.com for your own account information. The target asset allocations for this option were revised as shown:

	Allocation
International Stock Option Managers	Before	Current
American Century International Discovery (twegx)	10%	10%
American Century International Growth (twiex)	10%	10%
First Eagle Overseas – SGOIX	12%	12%
Templeton Instl. Foreign Equity (tfeqx)	12%	12%
Oppenheimer Intl. Small Co. A (osmax)	10%	10%
Thornburg Intl. Value (tgvix)	12%	12%
Marsico Intl. Opportunity (miofx)	8%	12%
Dimensional Emerging Markets Value (dfevx)	8%	8%
Royce International Value (rivfx)	4%	4%
BGI EAFE Index – separately managed	14%	22%

Posted in News | Comments Off on New Manager in the International Stock Option

2007 May

Monday, May 28th, 2007

	Fixed Income	Large Cap Value	Large Cap Growth	Foreign	Small Company	Portfolio

Morningstar Averages for the Universe	n/a	9.37%	9.28%	11.40%	10.13%	n/a

Stable Value Option	2.15%
Wellington Core	1.39%
PRIMCO GIC	2.12%
Cash	1.42%
BGI – Money Market Index	2.20%

Benchmark
LB 1-3 yr. Govt./Treas.	1.71%

Equity Index Option (BGI – US Equity Index)			9.15%

Benchmark
Russell 3000			9.16%

Value Stock Option		12.39%
Morgan Value (separately managed)		10.65%
CGM Focus		17.76%
Goldman Sachs Mid Value Instl.		13.06%
Neuberger Berman Partners		13.14%
T. Rowe Price Value		9.86%
BGI – Value Index		8.77%

Benchmark
Russell Price Driven (1000 Value)		8.77%

Growth Stock Option			10.54%
Turner Mid Cap Growth			14.31%
Marsico Focus			3.06%
Wellington Mid Cap Opportunities			19.39%
Primecap Odyssey Growth			8.27%
T. Rowe Price Growth Stock			9.56%
BGI – Growth Index			9.75%

Benchmark
Russell Earnings Growth (1000 Growth)			9.76%

International Stock Option				13.17%
Amer Cent-20th Cent. Int’l Discovery				15.82%
Amer Cent-20th Cent. Int’l Growth				9.90%
Templeton Instl. Foreign				12.34%
First Eagle Overseas I				8.58%
Oppenheimer Intl Sm Co A				22.06%
Thornburg Intl Value R5				13.24%
Marsico Intl Opp				6.80%
Dimensional Emerging Markets Value				24.79%
BGI Eafe Index				10.75%

Benchmark
MSCI EAFE Net Divs				10.61%

Diversified Small Company Stock Option					10.37%
Royce Opportunity					12.27%
Dimensional U.S. Micro Cap Portfolio					6.45%
Third Avenue Sm Cap Instl.					10.18%
Century Sm Cap Select Instl.					9.48%
Legg Mason Opportunity					17.79%
Morgan Stanley US Small Cap Value Instl					10.85%
BGI – Small Company Index					8.06%

Benchmark
Russell 2000 Total					8.03%

Conservative Model Portfolio						5.62%

Benchmark
Conservative Composite Index						4.61%

Moderate Model Portfolio						7.88%

Benchmark
Moderate Composite Index						6.62%

Aggressive Model Portfolio						9.23%

Benchmark
Aggressive Composite Index						7.69%

Posted in Detailed YTD | Comments Off on 2007 May

May 2007

Monday, May 21st, 2007

Day	Stable Value	Value Stock	Equity Index	Growth Stock	Intl. Stock	Div. Small Co. Stock	Conserv. Portfolio	Moderate Portfolio	Aggressive Portfolio	Retirement Portfolio
01	222.27	508.17	422.31	342.55	436.08	513.67	299.32	368.21	396.43	–
02	222.30	512.95	425.56	346.73	439.58	520.31	300.39	370.61	399.67	–
03	222.33	515.55	427.28	347.21	440.89	521.10	300.98	371.39	400.63	–
04	222.43	516.70	428.42	348.48	444.21	523.05	301.36	372.35	401.93	–
07	222.46	518.33	429.18	348.37	446.28	522.72	301.69	372.79	402.47	–
08	222.49	517.52	428.80	348.01	442.77	523.11	301.56	372.32	401.85	–
09	222.52	520.62	430.52	349.84	445.03	526.01	302.22	373.60	403.54	–
10	222.55	513.03	424.39	344.49	439.74	517.36	300.47	370.07	398.81	–
11	222.64	519.05	428.59	347.90	443.79	522.80	301.86	372.61	402.13	–
14	222.68	517.90	427.44	346.38	443.72	519.27	301.58	371.86	401.04	–
15	222.71	517.18	426.48	345.02	444.16	515.40	301.39	371.23	400.08	–
16	222.74	520.27	429.92	347.72	444.94	518.31	302.27	372.73	401.97	–
17	222.77	521.24	429.54	347.33	444.40	517.23	302.35	372.63	401.74	–
18	222.86	524.76	432.40	350.77	446.81	522.62	303.25	374.57	404.33	–
21	222.90	527.07	433.74	352.12	447.60	528.35	303.74	375.70	406.02	–
22	222.93	526.65	433.93	353.17	448.13	531.25	303.74	376.11	406.68	–
23	222.96	526.33	433.16	352.58	449.89	529.70	303.62	375.95	406.46	–
24	222.99	519.31	428.57	348.38	444.83	522.61	302.16	372.99	402.48	–
25	223.12	523.02	431.04	350.55	446.54	526.45	303.05	374.56	404.51	–
28	Market Closed – Holiday
29	223.15	524.13	432.38	351.77	448.54	529.97	303.40	375.49	405.86	–
30	223.18	529.79	436.01	355.07	448.79	533.87	304.61	377.42	408.26	–
31	223.21	529.53	436.59	356.66	452.71	535.51	304.69	378.19	409.37	–

May Fund Performance (in percentages)
	0.44%	4.58%	3.66%	4.20%	3.59%	4.30%	1.94%	2.81%	3.36%	–

Posted in Daily NAVs | Comments Off on May 2007

2007 April

Saturday, April 28th, 2007

	Fixed Income	Large Cap Value	Large Cap Growth	Foreign	Small Company	Portfolio

Morningstar Averages for the Universe	n/a	5.11%	5.20%	8.00%	5.64%	n/a

Stable Value Option	1.71%
Wellington Core	2.14%
PRIMCO GIC	1.68%
Cash	1.11%
BGI – Money Market Index	1.77%

Benchmark
LB 1-3 yr. Govt./Treas.	1.77%

Equity Index Option (BGI – US Equity Index)			5.29%

Benchmark
Russell 3000			5.32%

Value Stock Option		7.47%
Morgan Value (separately managed)		5.71%
CGM Focus		11.01%
Goldman Sachs Mid Value Instl.		9.12%
Neuberger Berman Regency		6.67%
T. Rowe Price Value		6.44%
BGI – Value Index		4.99%

Benchmark
Russell Price Driven (1000 Value)		4.98%

Growth Stock Option			6.09%
Turner Mid Cap Growth			7.67%
Marsico Focus			0.93%
Wellington Mid Cap Opportunities			11.35%
Primecap Odyssey Growth			5.54%
T. Rowe Price Growth Stock			6.15%
BGI – Growth Index			5.87%

Benchmark
Russell Earnings Growth (1000 Growth)			5.95%

International Stock Option				9.25%
Amer Cent-20th Cent. Int’l Discovery				10.71%
Amer Cent-20th Cent. Int’l Growth				8.39%
Templeton Instl. Foreign				9.28%
First Eagle Overseas I				7.44%
Oppenheimer Intl Sm Co A				12.35%
Thornburg Intl Value R5				9.10%
Marsico Intl Opp				4.85%
Dimensional Emerging Markets Value				15.98%
BGI Eafe Index				7.99%

Benchmark
MSCI EAFE Net Divs				8.70%

Diversified Small Company Stock Option					5.81%
Royce Opportunity					7.13%
Dimensional U.S. Micro Cap Portfolio					3.19%
Third Avenue Sm Cap Instl.					6.08%
Century Sm Cap Select Instl.					4.78%
Morgan Stanley US Small Cap Value Instl					9.34%
Legg Mason Opportunity					6.79%
BGI – Small Company Index					3.77%

Benchmark
Russell 2000 Total					3.78%

Conservative Model Portfolio						3.61%

Benchmark
Conservative Composite Index						3.12%

Moderate Model Portfolio						4.94%

Benchmark
Moderate Composite Index						4.30%

Aggressive Model Portfolio						5.68%

Benchmark
Aggressive Composite Index						4.85%

Posted in Detailed YTD | Comments Off on 2007 April

April 2007

Saturday, April 21st, 2007

Day	Stable Value	Value Stock	Equity Index	Growth Stock	Intl. Stock	Div. Small Co. Stock	Conserv. Portfolio	Moderate Portfolio	Aggressive Portfolio	Retirement Portfolio
02	221.36	486.98	406.10	329.85	417.55	501.93	293.59	358.66	384.72	–
03	221.39	491.25	409.93	333.71	421.36	506.36	294.71	360.93	387.64	–
04	221.42	492.15	410.50	334.45	424.94	506.56	294.93	361.59	388.49	–
05	221.55	493.70	411.83	335.70	426.33	508.19	295.41	362.45	389.56	–
06	Market Closed – Holiday
09	221.58	495.22	412.02	336.02	426.20	508.21	295.65	362.70	389.82	–
10	221.61	496.93	413.17	336.53	429.37	509.64	296.06	363.54	390.95	–
11	221.64	494.03	410.29	334.49	428.89	507.32	295.30	362.33	389.43	–
12	221.67	497.69	412.97	337.09	429.43	511.03	296.17	363.83	391.34	–
13	221.77	499.58	414.50	338.16	432.19	513.02	296.70	364.86	392.69	–
16	221.80	505.00	418.90	342.02	437.43	519.18	298.05	367.59	396.29	–
17	221.83	504.66	419.66	342.68	436.63	518.00	298.15	367.61	396.20	–
18	221.86	505.28	419.66	342.49	436.37	515.84	298.25	367.50	395.89	–
19	221.89	503.81	418.89	341.53	433.42	512.96	297.98	366.62	394.62	–
20	221.99	508.91	422.71	344.44	438.45	518.07	299.25	368.99	397.78	–
23	222.02	509.19	421.94	344.36	437.62	517.45	299.19	368.81	397.49	–
24	222.05	508.22	421.56	344.22	436.53	516.76	299.04	368.51	397.05	–
25	222.08	512.67	425.57	346.87	440.27	521.54	300.18	370.62	399.87	–
26	222.11	512.61	425.38	347.37	439.17	522.96	300.17	370.69	399.98	–
27	222.21	511.38	424.99	346.66	438.68	521.11	300.04	370.27	399.34	–
30	222.24	506.35	421.16	342.29	437.02	513.42	298.90	367.86	396.07	–

April Fund Performance (in percentages)
	0.42%	4.44%	4.00%	4.11%	4.81%	2.65%	1.98%	2.79%	3.21%	–

Posted in Daily NAVs | Comments Off on April 2007

New Manager in the Value Stock Option

Wednesday, April 18th, 2007

The Neuberger Berman Regency Fund was replaced with the Neuberger Berman Partners Fund this month. Both funds are run by the same manager but the Neuberger Berman Partners fund provides more mid-cap stock exposure. Be sure to visit www.401k.com for your own account information. The asset allocation remains the same:

	Same Allocation
Morgan Value Strategy	20%
Neuberger Berman Partners	20%
CGM Focus	10%
Goldman Sachs Mid Value Instl.	15%
T. Rowe Price Value	15%
BGI – Value Index	20%

Posted in News | Comments Off on New Manager in the Value Stock Option

2007 March

Wednesday, March 28th, 2007

	Fixed Income	Large Cap Value	Large Cap Growth	Foreign	Small Company	Portfolio

Morningstar Averages for the Universe	n/a	1.07%	1.21%	3.88%	3.03%	n/a

Stable Value Option	1.28%
Wellington Core	1.57%
PRIMCO GIC	1.25%
Cash	0.84%
BGI – Money Market Index	1.33%

Benchmark
LB 1-3 yr. Govt./Treas.	1.40%

Equity Index Option (BGI – US Equity Index)			1.24%

Benchmark
Russell 3000			1.28%

Value Stock Option		2.91%
Morgan Value (separately managed)		1.01%
CGM Focus		9.40%
Goldman Sachs Mid Value Instl.		4.81%
Neuberger Berman Regency		3.29%
T. Rowe Price Value		0.93%
BGI – Value Index		1.22%

Benchmark
Russell Price Driven (1000 Value)		1.24%

Growth Stock Option			1.90%
Turner Mid Cap Growth			3.25%
Marsico Focus			-0.73%
Wellington Mid Cap Opportunities			6.01%
Primecap Odyssey Growth			1.51%
T. Rowe Price Growth Stock			0.73%
BGI – Growth Index			1.16%

Benchmark
Russell Earnings Growth (1000 Growth)			1.19%

International Stock Option				4.23%
Amer Cent-20th Cent. Int’l Discovery				7.04%
Amer Cent-20th Cent. Int’l Growth				2.96%
Templeton Instl. Foreign				3.69%
First Eagle Overseas I				4.23%
Oppenheimer Intl Sm Co A				6.99%
Thornburg Intl Value R5				3.17%
Marsico Intl Opp				0.41%
Dimensional Emerging Markets Value				7.42%
BGI Eafe Index				4.10%

Benchmark
MSCI EAFE Net Divs				4.08%

Diversified Small Company Stock Option					3.08%
Royce Opportunity					4.53%
Dimensional U.S. Micro Cap Portfolio					1.66%
Third Avenue Sm Cap Instl.					2.48%
Century Sm Cap Select Instl.					2.80%
Morgan Stanley US Small Cap Value Instl					3.87%
Legg Mason Opportunity					3.89%
BGI – Small Company Index					1.93%

Benchmark
Russell 2000 Total					1.95%

Conservative Model Portfolio						1.60%

Benchmark
Conservative Composite Index						1.34%

Moderate Model Portfolio						2.09%

Benchmark
Moderate Composite Index						1.65%

Aggressive Model Portfolio						2.39%

Benchmark
Aggressive Composite Index						1.84%

Posted in Detailed YTD | Comments Off on 2007 March

March 2007

Wednesday, March 21st, 2007

Day	Stable Value	Value Stock	Equity Index	Growth Stock	Intl. Stock	Div. Small Co. Stock	Conserv. Portfolio	Moderate Portfolio	Aggressive Portfolio	Retirement Portfolio
01	220.37	474.86	399.86	326.13	400.36	491.85	290.39	353.01	377.47	–
02	220.46	468.40	394.87	321.63	395.95	483.92	288.93	350.01	373.44	–
05	220.49	462.23	390.28	317.39	387.06	476.38	287.51	346.71	368.96	–
06	220.52	470.62	396.78	323.20	395.71	486.13	289.53	350.92	374.57	–
07	220.55	471.07	395.82	322.40	397.32	485.48	289.47	350.85	374.49	–
08	220.58	475.76	398.69	325.52	402.15	488.49	290.50	352.93	377.12	–
09	220.68	476.43	399.26	325.77	403.03	490.08	290.74	353.36	377.73	–
12	220.71	477.05	400.41	327.03	405.59	492.18	291.01	354.18	378.85	–
13	220.74	466.61	392.36	320.49	397.99	481.55	288.55	349.49	372.68	–
14	220.77	469.81	394.85	322.20	395.23	484.86	289.34	350.43	373.85	–
15	220.80	472.61	396.76	323.29	399.02	488.25	289.99	351.78	375.70	–
16	220.89	470.36	395.03	322.54	399.92	486.05	289.53	351.17	374.87	–
19	220.92	476.31	399.43	326.13	404.97	490.43	290.94	353.77	378.20	–
20	220.96	479.83	402.11	328.01	408.00	494.15	291.80	355.37	380.32	–
21	220.99	488.14	408.81	333.80	415.53	501.47	293.84	359.33	385.43	–
22	221.02	488.28	408.81	333.47	415.95	502.45	293.89	359.42	385.61	–
23	221.11	489.40	409.18	333.81	416.21	503.82	294.15	359.82	386.13	–
26	221.14	489.70	409.37	333.81	416.14	503.94	294.24	359.89	386.21	–
27	221.17	486.73	406.88	331.29	415.40	500.70	293.53	358.56	384.49	–
28	221.20	483.38	404.01	328.47	412.55	498.16	292.71	356.94	382.43	–
29	221.24	485.82	405.16	328.89	416.04	499.10	293.21	357.84	383.60	–
30	221.30	484.83	404.96	328.78	416.97	500.15	293.10	357.88	383.74	–

March Fund Performance (in percentages)
	0.44%	1.86%	1.03%	0.43%	3.31%	1.39%	0.84%	1.13%	1.35%	–

Posted in Daily NAVs | Comments Off on March 2007

New Manager in the Diversified Small Co. Stock Option

Thursday, March 15th, 2007

The Morgan Stanley US Small Cap Value Instl. Fund was added to the Diversified Small Co. Stock Option this month. This new fund has a strong track record and should provide more value exposure to this option. The assets have been reallocated in the option as follows:

	Allocation
Diversified Small Co. Stock Option Managers	Before	Current
Century Small Cap Value Instl. (csmcx)	15%	15%
Royce Opportunity (rypnx)	15%	15%
Dimensional US Micro Cap Portfolio (dfscx)	15%	15%
Third Avenue Small Cap Value (tascx)	15%	15%
Legg Mason Opportunity (lmofx)	10%	10%
Morgan Stanley US Small Cap Value Instl. (mpscx)	0%	10%
BGI Small Company Index	30%	20%

Posted in News | Comments Off on New Manager in the Diversified Small Co. Stock Option

2007 February

Wednesday, February 28th, 2007

	Fixed Income	Large Cap Value	Large Cap Growth	Foreign	Small Company	Portfolio

Morningstar Averages for the Universe	n/a	-0.19%	0.27%	0.90%	1.78%	n/a

Stable Value Option	0.84%
Wellington Core	1.59%
PRIMCO GIC	0.82%
Cash	0.57%
BGI – Money Market Index	0.86%

Benchmark
LB 1-3 yr. Govt./Treas.	1.01%

Equity Index Option (BGI – US Equity Index)			0.21%

Benchmark
Russell 3000			0.23%

Value Stock Option		1.03%
Morgan Value (separately managed)		-0.65%
CGM Focus		1.79%
Goldman Sachs Mid Value Instl.		3.39%
Neuberger Berman Regency		2.53%
T. Rowe Price Value		0.11%
BGI – Value Index		-0.33%

Benchmark
Russell Price Driven (1000 Value)		-0.30%

Growth Stock Option			1.46%
Turner Mid Cap Growth			2.77%
Marsico Focus			-0.10%
Wellington Mid Cap Opportunities			4.68%
Primecap Odyssey Growth			1.01%
T. Rowe Price Growth Stock			-0.60%
BGI – Growth Index			0.58%

Benchmark
Russell Earnings Growth (1000 Growth)			0.64%

International Stock Option				0.89%
Amer Cent-20th Cent. Int’l Discovery				1.84%
Amer Cent-20th Cent. Int’l Growth				0.32%
Templeton Instl. Foreign				0.38%
First Eagle Overseas I				1.82%
Oppenheimer Intl Sm Co A				2.94%
Thornburg Intl Value R5				-0.24%
Marsico Intl Opp				-1.72%
Dimensional Emerging Markets Value				2.10%
BGI Eafe Index				1.47%

Benchmark
MSCI EAFE Net Divs				1.49%

Diversified Small Company Stock Option					1.67%
Royce Opportunity					2.99%
Dimensional U.S. Micro Cap Portfolio					0.64%
Third Avenue Sm Cap Instl.					1.24%
Century Sm Cap Select Instl.					0.66%
Legg Mason Opportunity					5.24%
BGI – Small Company Index					0.84%

Benchmark
Russell 2000 Total					0.87%

Conservative Model Portfolio						0.75%

Benchmark
Conservative Composite Index						0.59%

Moderate Model Portfolio						0.95%

Benchmark
Moderate Composite Index						0.67%

Aggressive Model Portfolio						1.02%

Benchmark
Aggressive Composite Index						0.68%

Posted in Detailed YTD | Comments Off on 2007 February