Author Archive
Thursday, December 29th, 2005
The Directed Account Plan Board of Directors has terminated the Neuberger Berman Focus and Legg Mason Special Investment Trust mutual funds. The CGM Focus and Goldman Sachs Mid Value Instl. mutual funds have been added to this option. These funds have a strong track record and management team that the Board believes will enhance this option’s return performance. A rebalancing of the option has resulted in the following target allocation, effective 12/28/05:
Call The DAP Service Center 1-877-489-2327 for a fact sheet/prospectus on any of the above funds. Click on the funds above to view their fund fact sheet. Call CGM Focus at 1-800 345-4048 or Goldman Sachs at 1-800-526-7384 to request a Prospectus.
Posted in News | Comments Off on Value Stock Option Changes
Wednesday, December 28th, 2005
|
Fixed Income |
Large
Cap Value |
Large
Cap Growth |
Foreign |
Small
Company |
Portfolio |
| |
|
|
|
|
|
|
Morningstar
Averages for the Universe |
n/a |
5.91% |
8.12% |
18.09% |
7.01% |
n/a |
| |
|
|
|
|
|
|
Stable
Value Option |
5.41% |
|
|
|
|
|
Wellington
Core |
2.65% |
|
|
|
|
|
PRIMCO
GIC |
5.12% |
|
|
|
|
|
| Cash |
2.82% |
|
|
|
|
|
BGI
– Money Market Index |
3.26% |
|
|
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
LB
1-3 yr. Govt./Treas. |
1.73% |
|
|
|
|
|
| |
|
|
|
|
|
|
Equity
Index Option (BGI – US Equity Index) |
|
|
6.16% |
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
3000 |
|
|
6.12% |
|
|
|
| |
|
|
|
|
|
|
Value
Stock Option |
|
6.56% |
|
|
|
|
Morgan
Value (separately managed) |
|
4.14% |
|
|
|
|
| CGM Focus |
|
25.37% |
|
|
|
|
| Goldman Sachs Mid Value Instl. |
|
12.90% |
|
|
|
|
Neuberger
Berman Regency |
|
12.34% |
|
|
|
|
T.
Rowe Price Value |
|
6.30% |
|
|
|
|
BGI
– Value Index |
|
6.98% |
|
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
Price Driven (1000 Value) |
|
7.05% |
|
|
|
|
| |
|
|
|
|
|
|
Growth
Stock Option |
|
|
9.68% |
|
|
|
Turner
Mid Cap Growth |
|
|
12.03% |
|
|
|
TCW
Galileo Select Equities I |
|
|
3.73% |
|
|
|
Marsico
Focus |
|
|
9.69% |
|
|
|
Wellington
Mid Cap Opportunities |
|
|
15.85% |
|
|
|
BGI
– Growth Index |
|
|
5.20% |
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
Earnings Growth (1000 Growth) |
|
|
5.26% |
|
|
|
| |
|
|
|
|
|
|
International
Stock Option |
|
|
|
18.92% |
|
|
Amer
Cent-20th Cent. Int’l Discovery |
|
|
|
31.50% |
|
|
Amer
Cent-20th Cent. Int’l Growth |
|
|
|
13.34% |
|
|
Templeton
Instl. Foreign |
|
|
|
13.61% |
|
|
First
Eagle Overseas I |
|
|
|
17.28% |
|
|
| Oppenheimer Intl Sm Co A |
|
|
|
33.67% |
|
|
| Thornburg Intl Value R5 |
|
|
|
18.22% |
|
|
| Marsico Intl Opp |
|
|
|
19.14% |
|
|
| Dimensional Emerging Markets Value |
|
|
|
30.81% |
|
|
Longleaf
Partners Intl. |
|
|
|
12.88% |
|
|
BGI
Eafe Index |
|
|
|
13.66% |
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
MSCI
EAFE Net Divs |
|
|
|
13.54% |
|
|
| |
|
|
|
|
|
|
Diversified
Small Company Stock Option |
|
|
|
|
5.30% |
|
Royce
Opportunity |
|
|
|
|
4.76% |
|
Dimensional
U.S. Micro Cap Portfolio |
|
|
|
|
5.69% |
|
Janus
Small Cap Value Instl. |
|
|
|
|
9.14% |
|
| Third Avenue Sm Cap Instl. |
|
|
|
|
11.09% |
|
| Century Sm Cap Select Instl. |
|
|
|
|
4.04% |
|
BGI
– Small Company Index |
|
|
|
|
4.61% |
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
2000 Total |
|
|
|
|
4.55% |
|
| |
|
|
|
|
|
|
Conservative
Model Portfolio |
|
|
|
|
|
5.80% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Conservative
Composite Index |
|
|
|
|
|
3.67% |
| |
|
|
|
|
|
|
Moderate
Model Portfolio |
|
|
|
|
|
7.79% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Moderate
Composite Index |
|
|
|
|
|
5.18% |
| |
|
|
|
|
|
|
Aggressive
Model Portfolio |
|
|
|
|
|
8.37% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Aggressive
Composite Index |
|
|
|
|
|
6.05% |
Posted in Detailed YTD | Comments Off on 2005 December
Wednesday, December 21st, 2005
| Day |
Stable Value |
Value Stock |
Equity Index |
Growth Stock |
Intl. Stock |
Div. Small Co. Stock |
Conserv. Portfolio |
Moderate Portfolio |
Aggressive Portfolio |
Retirement Portfolio |
| 01 |
206.82 |
405.18 |
350.57 |
310.46 |
301.76 |
429.81 |
263.29 |
313.45 |
329.01 |
– |
| 02 |
206.91 |
405.32 |
350.76 |
310.94 |
303.65 |
431.39 |
263.40 |
313.94 |
329.73 |
– |
| 05 |
206.94 |
404.30 |
349.80 |
309.39 |
305.03 |
428.75 |
263.13 |
313.42 |
329.08 |
– |
| 06 |
206.97 |
404.69 |
350.18 |
310.04 |
305.83 |
429.40 |
263.27 |
313.78 |
329.54 |
– |
| 07 |
207.00 |
402.58 |
348.45 |
308.04 |
305.01 |
427.56 |
262.73 |
312.74 |
328.30 |
– |
| 08 |
207.02 |
402.60 |
348.45 |
308.01 |
305.04 |
428.70 |
262.75 |
312.83 |
328.48 |
– |
| 09 |
207.11 |
403.66 |
349.41 |
309.30 |
305.99 |
430.46 |
263.11 |
313.58 |
329.41 |
– |
| 12 |
207.14 |
404.30 |
349.79 |
310.09 |
308.94 |
430.91 |
263.28 |
314.23 |
330.27 |
– |
| 13 |
207.16 |
406.85 |
351.51 |
311.19 |
310.08 |
431.01 |
263.92 |
315.11 |
331.23 |
– |
| 14 |
207.19 |
408.81 |
352.85 |
311.49 |
310.76 |
431.12 |
264.42 |
315.68 |
331.85 |
– |
| 15 |
207.22 |
407.67 |
352.08 |
311.05 |
309.73 |
428.04 |
264.17 |
315.05 |
330.91 |
– |
| 16 |
207.31 |
406.53 |
351.12 |
309.80 |
310.68 |
426.57 |
263.92 |
314.61 |
330.41 |
– |
| 19 |
207.34 |
403.63 |
348.62 |
305.88 |
310.70 |
422.11 |
263.14 |
312.97 |
328.42 |
– |
| 20 |
207.36 |
403.86 |
348.62 |
306.33 |
310.17 |
422.29 |
263.20 |
313.04 |
328.46 |
– |
| 21 |
207.39 |
405.22 |
349.77 |
308.42 |
312.34 |
425.36 |
263.59 |
314.19 |
329.98 |
– |
| 22 |
207.42 |
407.04 |
351.50 |
310.13 |
312.86 |
426.98 |
264.13 |
315.12 |
331.06 |
– |
| 23 |
207.54 |
407.39 |
351.87 |
310.42 |
313.13 |
428.37 |
264.33 |
315.44 |
331.49 |
– |
| 26 |
Market Closed – Holiday |
| 27 |
207.56 |
402.98 |
348.42 |
307.27 |
311.88 |
423.74 |
263.19 |
313.45 |
329.06 |
– |
| 28 |
207.59 |
404.64 |
348.99 |
307.98 |
313.39 |
426.06 |
263.53 |
314.20 |
330.08 |
– |
| 29 |
207.62 |
400.63 |
348.03 |
306.91 |
315.40 |
425.54 |
262.85 |
313.60 |
329.56 |
– |
| 30 |
207.68 |
402.92 |
346.30 |
304.99 |
313.98 |
423.60 |
262.93 |
313.07 |
328.78 |
– |
|
|
| December Fund Performance (in percentages) |
|
0.43% |
0.84% |
0.04% |
-0.23% |
5.39% |
0.09% |
0.43% |
0.84% |
1.08% |
– |
Posted in Daily NAVs | Comments Off on December 2005
Tuesday, December 6th, 2005
The Directed Account Plan Excessive Trading Policy can be found at the Fidelity web site by clicking on the following link:
http://www.401k.com/401k/Excessive.html
Posted in News | Comments Off on Excessive Trading Policy
Monday, November 28th, 2005
|
Fixed Income |
Large
Cap Value |
Large
Cap Growth |
Foreign |
Small
Company |
Portfolio |
| |
|
|
|
|
|
|
Morningstar
Averages for the Universe |
n/a |
1.74% |
2.80% |
8.94% |
2.25% |
n/a |
| |
|
|
|
|
|
|
Stable
Value Option |
4.95% |
|
|
|
|
|
Wellington
Core |
1.26% |
|
|
|
|
|
PRIMCO
GIC |
4.25% |
|
|
|
|
|
| Cash |
2.34% |
|
|
|
|
|
BGI
– Money Market Index |
2.55% |
|
|
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
LB
1-3 yr. Govt./Treas. |
1.33% |
|
|
|
|
|
| |
|
|
|
|
|
|
Equity
Index Option (BGI – US Equity Index) |
|
|
6.12% |
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
3000 |
|
|
6.02% |
|
|
|
| |
|
|
|
|
|
|
Value
Stock Option |
|
5.68% |
|
|
|
|
Morgan
Value (separately managed) |
|
-0.59% |
|
|
|
|
Neuberger
Berman Focus Tr |
|
-6.14% |
|
|
|
|
Legg
Mason Spec. Invmt. Trust |
|
3.39% |
|
|
|
|
Neuberger
Berman Regency |
|
5.16% |
|
|
|
|
T.
Rowe Price Value |
|
1.62% |
|
|
|
|
BGI
– Value Index |
|
3.01% |
|
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
Price Driven (1000 Value) |
|
6.40% |
|
|
|
|
| |
|
|
|
|
|
|
Growth
Stock Option |
|
|
9.93% |
|
|
|
Turner
Mid Cap Growth |
|
|
5.77% |
|
|
|
TCW
Galileo Select Equities I |
|
|
-0.82% |
|
|
|
Marsico
Focus |
|
|
3.55% |
|
|
|
Wellington
Mid Cap Opportunities |
|
|
6.91% |
|
|
|
BGI
– Growth Index |
|
|
1.28% |
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
Earnings Growth (1000 Growth) |
|
|
5.59% |
|
|
|
| |
|
|
|
|
|
|
International
Stock Option |
|
|
|
12.84% |
|
|
Amer
Cent-20th Cent. Int’l Discovery |
|
|
|
13.55% |
|
|
Amer
Cent-20th Cent. Int’l Growth |
|
|
|
4.97% |
|
|
Templeton
Instl. Foreign |
|
|
|
5.50% |
|
|
First
Eagle Overseas I |
|
|
|
11.10% |
|
|
| Oppenheimer Intl Sm Co A |
|
|
|
22.85% |
|
|
| Thornburg Intl Value R5 |
|
|
|
10.12% |
|
|
| Marsico Intl Opp |
|
|
|
5.41% |
|
|
| Dimensional Emerging Markets Value |
|
|
|
14.63% |
|
|
Longleaf
Partners Intl. |
|
|
|
9.26% |
|
|
BGI
Eafe Index |
|
|
|
5.99% |
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
MSCI
EAFE Net Divs |
|
|
|
8.49% |
|
|
| |
|
|
|
|
|
|
Diversified
Small Company Stock Option |
|
|
|
|
5.20% |
|
Royce
Opportunity |
|
|
|
|
-1.13% |
|
Dimensional
U.S. Micro Cap Portfolio |
|
|
|
|
0.92% |
|
Janus
Small Cap Value Instl. |
|
|
|
|
4.67% |
|
| Third Avenue Sm Cap Instl. |
|
|
|
|
7.35% |
|
| Century Sm Cap Select Instl. |
|
|
|
|
1.68% |
|
BGI
– Small Company Index |
|
|
|
|
0.29% |
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
2000 Total |
|
|
|
|
5.03% |
|
| |
|
|
|
|
|
|
Conservative
Model Portfolio |
|
|
|
|
|
5.35% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Conservative
Composite Index |
|
|
|
|
|
3.28% |
| |
|
|
|
|
|
|
Moderate
Model Portfolio |
|
|
|
|
|
6.89% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Moderate
Composite Index |
|
|
|
|
|
4.52% |
| |
|
|
|
|
|
|
Aggressive
Model Portfolio |
|
|
|
|
|
7.21% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Aggressive
Composite Index |
|
|
|
|
|
5.25% |
Posted in Detailed YTD | Comments Off on 2005 November
Monday, November 21st, 2005
| Day |
Stable Value |
Value Stock |
Equity Index |
Growth Stock |
Intl. Stock |
Div. Small Co. Stock |
Conserv. Portfolio |
Moderate Portfolio |
Aggressive Portfolio |
Retirement Portfolio |
| 01 |
205.92 |
383.85 |
331.96 |
288.09 |
290.26 |
405.38 |
256.74 |
301.11 |
314.24 |
– |
| 02 |
205.95 |
387.42 |
335.79 |
292.94 |
292.71 |
411.65 |
257.87 |
303.61 |
317.37 |
– |
| 03 |
205.98 |
388.43 |
337.33 |
295.48 |
293.43 |
412.77 |
258.27 |
304.53 |
318.41 |
– |
| 04 |
206.07 |
388.23 |
337.33 |
295.94 |
292.04 |
412.64 |
258.31 |
304.46 |
318.23 |
– |
| 07 |
206.10 |
389.15 |
338.10 |
296.53 |
292.69 |
413.89 |
258.58 |
304.95 |
318.85 |
– |
| 08 |
206.13 |
387.57 |
336.75 |
295.09 |
292.66 |
411.59 |
258.17 |
304.18 |
317.90 |
– |
| 09 |
206.16 |
388.36 |
337.52 |
295.49 |
291.86 |
412.89 |
258.42 |
304.46 |
318.23 |
– |
| 10 |
206.19 |
391.27 |
340.40 |
298.70 |
291.42 |
414.61 |
259.30 |
305.83 |
319.69 |
– |
| 11 |
206.28 |
392.70 |
341.36 |
299.31 |
293.56 |
415.68 |
259.72 |
306.60 |
320.67 |
– |
| 14 |
206.31 |
392.64 |
340.97 |
299.54 |
292.78 |
414.24 |
259.67 |
306.41 |
320.30 |
– |
| 15 |
206.34 |
391.01 |
339.44 |
298.37 |
291.64 |
410.60 |
259.22 |
305.44 |
318.97 |
– |
| 16 |
206.37 |
390.97 |
340.01 |
299.35 |
291.47 |
409.77 |
259.33 |
305.61 |
319.06 |
– |
| 17 |
206.40 |
395.57 |
343.66 |
304.45 |
294.68 |
415.55 |
260.56 |
308.31 |
322.39 |
– |
| 18 |
206.49 |
397.72 |
345.20 |
305.04 |
296.40 |
418.18 |
261.17 |
309.30 |
323.69 |
– |
| 21 |
206.52 |
400.84 |
347.31 |
307.72 |
296.65 |
421.64 |
261.95 |
310.71 |
325.37 |
– |
| 22 |
206.55 |
403.26 |
349.03 |
309.49 |
296.82 |
424.32 |
262.58 |
311.76 |
326.63 |
– |
| 23 |
206.61 |
404.43 |
350.18 |
310.19 |
298.54 |
424.94 |
262.97 |
312.45 |
327.46 |
– |
| 24 |
Market Closed – Holiday |
| 25 |
206.70 |
405.32 |
350.95 |
310.88 |
297.93 |
425.43 |
263.28 |
312.78 |
327.78 |
– |
| 28 |
206.73 |
400.85 |
347.50 |
306.55 |
298.75 |
419.78 |
262.14 |
310.75 |
325.37 |
– |
| 29 |
206.76 |
401.67 |
347.69 |
306.44 |
298.13 |
421.15 |
262.31 |
310.90 |
325.58 |
– |
| 30 |
206.79 |
399.58 |
346.16 |
305.68 |
297.93 |
423.22 |
261.80 |
310.45 |
325.26 |
– |
|
|
| November Fund Performance (in percentages) |
|
0.44% |
4.42% |
3.92% |
6.12% |
3.41% |
4.18% |
1.97% |
3.17% |
3.60% |
– |
Posted in Daily NAVs | Comments Off on November 2005
Friday, October 28th, 2005
|
Fixed Income |
Large
Cap Value |
Large
Cap Growth |
Foreign |
Small
Company |
Portfolio |
| |
|
|
|
|
|
|
Morningstar
Averages for the Universe |
n/a |
1.74% |
2.80% |
8.94% |
2.25% |
n/a |
| |
|
|
|
|
|
|
Stable
Value Option |
4.50% |
|
|
|
|
|
Wellington
Core |
1.28% |
|
|
|
|
|
PRIMCO
GIC |
4.26% |
|
|
|
|
|
| Cash |
2.34% |
|
|
|
|
|
BGI
– Money Market Index |
2.56% |
|
|
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
LB
1-3 yr. Govt./Treas. |
1.01% |
|
|
|
|
|
| |
|
|
|
|
|
|
Equity
Index Option (BGI – US Equity Index) |
|
|
2.12% |
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
3000 |
|
|
2.05% |
|
|
|
| |
|
|
|
|
|
|
Value
Stock Option |
|
1.21% |
|
|
|
|
Morgan
Value (separately managed) |
|
-0.55% |
|
|
|
|
Neuberger
Berman Focus Tr |
|
-6.14% |
|
|
|
|
Legg
Mason Spec. Invmt. Trust |
|
3.39% |
|
|
|
|
Neuberger
Berman Regency |
|
5.16% |
|
|
|
|
T.
Rowe Price Value |
|
1.62% |
|
|
|
|
BGI
– Value Index |
|
3.02% |
|
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
Price Driven (1000 Value) |
|
3.03% |
|
|
|
|
| |
|
|
|
|
|
|
Growth
Stock Option |
|
|
3.59% |
|
|
|
Turner
Mid Cap Growth |
|
|
5.77% |
|
|
|
TCW
Galileo Select Equities I |
|
|
-0.82% |
|
|
|
Marsico
Focus |
|
|
3.55% |
|
|
|
Wellington
Mid Cap Opportunities |
|
|
6.98% |
|
|
|
BGI
– Growth Index |
|
|
1.29% |
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
Earnings Growth (1000 Growth) |
|
|
1.23% |
|
|
|
| |
|
|
|
|
|
|
International
Stock Option |
|
|
|
9.12% |
|
|
Amer
Cent-20th Cent. Int’l Discovery |
|
|
|
13.55% |
|
|
Amer
Cent-20th Cent. Int’l Growth |
|
|
|
4.97% |
|
|
Templeton
Instl. Foreign |
|
|
|
5.50% |
|
|
First
Eagle Overseas I |
|
|
|
11.10% |
|
|
| Oppenheimer Intl Sm Co A |
|
|
|
22.85% |
|
|
| Thornburg Intl Value R5 |
|
|
|
10.12% |
|
|
| Marsico Intl Opp |
|
|
|
5.41% |
|
|
| Dimensional Emerging Markets Value |
|
|
|
14.63% |
|
|
Longleaf
Partners Intl. |
|
|
|
9.26% |
|
|
BGI
Eafe Index |
|
|
|
6.00% |
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
MSCI
EAFE Net Divs |
|
|
|
5.90% |
|
|
| |
|
|
|
|
|
|
Diversified
Small Company Stock Option |
|
|
|
|
0.98% |
|
Royce
Opportunity |
|
|
|
|
-1.13% |
|
Dimensional
U.S. Micro Cap Portfolio |
|
|
|
|
0.92% |
|
Janus
Small Cap Value Instl. |
|
|
|
|
4.67% |
|
| Third Avenue Sm Cap Instl. |
|
|
|
|
7.35% |
|
| Century Sm Cap Select Instl. |
|
|
|
|
1.68% |
|
BGI
– Small Company Index |
|
|
|
|
0.30% |
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
2000 Total |
|
|
|
|
0.17% |
|
| |
|
|
|
|
|
|
Conservative
Model Portfolio |
|
|
|
|
|
3.31% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Conservative
Composite Index |
|
|
|
|
|
1.62% |
| |
|
|
|
|
|
|
Moderate
Model Portfolio |
|
|
|
|
|
3.60% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Moderate
Composite Index |
|
|
|
|
|
1.91% |
| |
|
|
|
|
|
|
Aggressive
Model Portfolio |
|
|
|
|
|
3.49% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Aggressive
Composite Index |
|
|
|
|
|
2.07% |
Posted in Detailed YTD | Comments Off on 2005 October
Friday, October 21st, 2005
| Day |
Stable Value |
Value Stock |
Equity Index |
Growth Stock |
Intl. Stock |
Div. Small Co. Stock |
Conserv. Portfolio |
Moderate Portfolio |
Aggressive Portfolio |
Retirement Portfolio |
| 03 |
205.05 |
391.52 |
339.44 |
291.86 |
295.82 |
419.14 |
258.35 |
304.86 |
319.59 |
– |
| 04 |
205.08 |
386.71 |
335.99 |
289.61 |
296.93 |
415.76 |
257.16 |
303.33 |
317.86 |
– |
| 05 |
205.11 |
380.92 |
330.42 |
284.79 |
294.54 |
406.57 |
255.50 |
300.16 |
313.82 |
– |
| 06 |
205.14 |
378.69 |
328.69 |
281.99 |
292.05 |
404.11 |
254.94 |
298.74 |
312.05 |
– |
| 07 |
205.23 |
380.04 |
330.04 |
283.43 |
291.76 |
406.40 |
255.41 |
299.50 |
312.95 |
– |
| 10 |
205.26 |
377.21 |
327.73 |
281.14 |
291.54 |
403.72 |
254.67 |
298.26 |
311.48 |
– |
| 11 |
205.29 |
375.37 |
326.58 |
280.22 |
292.22 |
400.19 |
254.26 |
297.57 |
310.56 |
– |
| 12 |
205.32 |
372.04 |
324.09 |
277.00 |
290.47 |
395.98 |
253.43 |
295.80 |
308.35 |
– |
| 13 |
205.35 |
371.03 |
323.90 |
277.23 |
287.43 |
396.15 |
253.28 |
295.36 |
307.73 |
– |
| 14 |
205.44 |
374.83 |
326.97 |
280.75 |
288.47 |
400.96 |
254.36 |
297.33 |
310.11 |
– |
| 17 |
205.47 |
376.11 |
327.93 |
282.05 |
287.15 |
401.45 |
254.71 |
297.74 |
310.46 |
– |
| 18 |
205.50 |
371.67 |
324.47 |
278.86 |
284.76 |
397.72 |
253.57 |
295.67 |
307.95 |
– |
| 19 |
205.53 |
376.67 |
329.46 |
284.05 |
282.71 |
403.34 |
255.07 |
297.99 |
310.56 |
– |
| 20 |
205.56 |
371.78 |
324.47 |
280.52 |
281.02 |
397.63 |
253.63 |
295.55 |
307.56 |
– |
| 21 |
205.65 |
373.53 |
325.62 |
283.07 |
281.56 |
400.10 |
254.12 |
296.63 |
308.84 |
– |
| 24 |
205.68 |
380.59 |
331.19 |
287.85 |
284.84 |
406.66 |
256.00 |
299.90 |
312.82 |
– |
| 25 |
205.71 |
379.61 |
330.23 |
286.59 |
285.94 |
404.44 |
255.73 |
299.43 |
312.25 |
– |
| 26 |
205.74 |
377.76 |
328.69 |
284.20 |
286.41 |
402.22 |
255.25 |
298.51 |
311.19 |
– |
| 27 |
205.77 |
373.61 |
324.66 |
279.65 |
284.95 |
394.87 |
254.07 |
296.03 |
308.05 |
– |
| 28 |
205.86 |
379.21 |
330.04 |
283.84 |
284.93 |
400.69 |
255.76 |
298.59 |
311.04 |
– |
| 31 |
205.89 |
382.68 |
333.11 |
288.04 |
288.10 |
406.25 |
256.74 |
300.90 |
313.97 |
– |
|
|
| October Fund Performance (in percentages) |
|
0.45% |
-2.20% |
-1.86% |
-0.92% |
-2.82% |
-2.81% |
-0.58% |
-1.21% |
-1.67% |
– |
Posted in Daily NAVs | Comments Off on October 2005
Thursday, October 20th, 2005
The Directed Account Plan Board of Directors terminated Clipper in the Value Stock Option. The termination was due to management and performance issues. The Clipper assets will be reallocated to the BGI Value Stock Index. The Board is currently researching a replacement fund that has a strong track record and management team that the Board believes will enhance this option’s return performance. A rebalancing of the option has resulted in the following target allocation, effective 10/20/05:
Call The Benefits Center at 1-877-489-2327 for a fact sheet/prospectus on any of the above funds.
Posted in News | Comments Off on Value Stock Option Changes
Wednesday, September 28th, 2005
|
Fixed Income |
Large
Cap Value |
Large
Cap Growth |
Foreign |
Small
Company |
Portfolio |
| |
|
|
|
|
|
|
Morningstar
Averages for the Universe |
n/a |
3.68% |
3.93% |
12.46% |
5.80% |
n/a |
| |
|
|
|
|
|
|
Stable
Value Option |
4.02% |
|
|
|
|
|
Wellington
Core |
2.09% |
|
|
|
|
|
PRIMCO
GIC |
3.83% |
|
|
|
|
|
| Cash |
2.10% |
|
|
|
|
|
BGI
– Money Market Index |
2.23% |
|
|
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
LB
1-3 yr. Govt./Treas. |
1.03% |
|
|
|
|
|
| |
|
|
|
|
|
|
Equity
Index Option (BGI – US Equity Index) |
|
|
4.06% |
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
3000 |
|
|
4.00% |
|
|
|
| |
|
|
|
|
|
|
Value
Stock Option |
|
3.48% |
|
|
|
|
| Clipper |
|
-1.43% |
|
|
|
|
Morgan
Value (separately managed) |
|
1.96% |
|
|
|
|
Neuberger
Berman Focus Tr |
|
-0.97% |
|
|
|
|
Legg
Mason Spec. Invmt. Trust |
|
5.05% |
|
|
|
|
Neuberger
Berman Regency |
|
10.91% |
|
|
|
|
T.
Rowe Price Value |
|
2.79% |
|
|
|
|
BGI
– Value Index |
|
5.70% |
|
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
Price Driven (1000 Value) |
|
5.72% |
|
|
|
|
| |
|
|
|
|
|
|
Growth
Stock Option |
|
|
4.55% |
|
|
|
Turner
Mid Cap Growth |
|
|
8.02% |
|
|
|
TCW
Galileo Select Equities I |
|
|
-1.48% |
|
|
|
Marsico
Focus |
|
|
5.06% |
|
|
|
Wellington
Mid Cap Opportunities |
|
|
8.44% |
|
|
|
BGI
– Growth Index |
|
|
2.24% |
|
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
Earnings Growth (1000 Growth) |
|
|
2.22% |
|
|
|
| |
|
|
|
|
|
|
International
Stock Option |
|
|
|
12.29% |
|
|
Amer
Cent-20th Cent. Int’l Discovery |
|
|
|
19.64% |
|
|
Amer
Cent-20th Cent. Int’l Growth |
|
|
|
7.28% |
|
|
Templeton
Instl. Foreign |
|
|
|
9.48% |
|
|
First
Eagle Overseas I |
|
|
|
12.65% |
|
|
| Oppenheimer Intl Sm Co A |
|
|
|
25.84% |
|
|
| Thornburg Intl Value R5 |
|
|
|
12.74% |
|
|
| Marsico Intl Opp |
|
|
|
8.24% |
|
|
| Dimensional Emerging Markets Value |
|
|
|
22.28% |
|
|
Longleaf
Partners Intl. |
|
|
|
9.65% |
|
|
BGI
Eafe Index |
|
|
|
9.26% |
|
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
MSCI
EAFE Net Divs |
|
|
|
9.08% |
|
|
| |
|
|
|
|
|
|
Diversified
Small Company Stock Option |
|
|
|
|
3.90% |
|
Royce
Opportunity |
|
|
|
|
2.63% |
|
Dimensional
U.S. Micro Cap Portfolio |
|
|
|
|
3.84% |
|
Janus
Small Cap Value Instl. |
|
|
|
|
7.57% |
|
| Third Avenue Sm Cap Instl. |
|
|
|
|
9.61% |
|
| Century Sm Cap Select Instl. |
|
|
|
|
4.38% |
|
BGI
– Small Company Index |
|
|
|
|
3.52% |
|
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Russell
2000 Total |
|
|
|
|
3.38% |
|
| |
|
|
|
|
|
|
Conservative
Model Portfolio |
|
|
|
|
|
3.92% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Conservative
Composite Index |
|
|
|
|
|
2.56% |
| |
|
|
|
|
|
|
Moderate
Model Portfolio |
|
|
|
|
|
4.87% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Moderate
Composite Index |
|
|
|
|
|
3.40% |
| |
|
|
|
|
|
|
Aggressive
Model Portfolio |
|
|
|
|
|
5.24% |
| |
|
|
|
|
|
|
| Benchmark |
|
|
|
|
|
|
Aggressive
Composite Index |
|
|
|
|
|
4.04% |
Posted in Detailed YTD | Comments Off on 2005 September